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S A V I N G S    &   I N V E S T M E N T   S E R V I C E S

At Peoples Independent Bank, we understand the importance of savings plans to help our customers reach their personal financial goals or have cash reserves for unexpected emergencies.  Therefore, we offer a variety of services to assist you in having the money you need when you need it.

The following savings plans have been designed to help secure your financial future.  Stop by today and talk with any of our new accounts representatives.  We are ready to discuss your individual goals and the best way to achieve them.

All depository relationships are, of course, insured by the Federal Deposit Insurance Corporation (FDIC).

Personal  Savings  Account

     Minimum opening deposit of $100 
     Current variable market rate of interest is compounded quarterly
     No monthly service charge
     Up to six withdrawals per quarter at no charge
     $1 per withdrawal in excess of six
     Automatic transfer services to other Peoples Independent Bank accounts
     Direct deposit at no charge

Certificate  of  Deposit  Account

     CD accounts from 90 days to three years
     Competitive fixed-rates 
     Minimum opening deposit of $500
     Substantial penalty for early withdrawal

Individual  Retirement  Account

     Put aside money today for your future!
     Depending on income, tax liability on funds may be deferred
     Traditional IRA's expanded to include new benefits
     Variety of IRA's available, including ROTH and Education IRA's
     Please contact bank for details

We hope you'll agree, "You'll like banking with us!"           Boaz . Scottsboro . Hokes Bluff . Douglas . Steele . Alabama

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